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How to Avoid Long-Term Dependence on Your BaaS Partner’s Regulatory License

As a fintech entrepreneur, you're constantly innovating and growing your business. Finding the right Banking-as-a-Service (BaaS) partner can be a game-changer, but there's a hidden risk lurking beneath the surface: dependence on your partner's payment license.


This article dives into the limitations of traditional BaaS models and explores how Verestro's unique multi-issuing solution empowers fintechs to achieve true independence.


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Verestro as a BaaS provider

Why Choosing a BaaS Partner Can Be Risky


While Banking as a Service offers numerous advantages, it comes with a significant caveat: reliance on your partner's licensing. This can lead to several issues down the road:


  • Price fluctuations: Your BaaS provider has the power to raise fees, impacting your bottom line.

  • Regulatory hurdles: If your BaaS partner has problems with a regulatory institution, you must follow new rules that the regulator is pushing to the payment provider.


  • AML roadblocks: Your BIN (Bank Identification Number) could be blocked due to Anti-Money Laundering (AML) issues with other clients of your BaaS provider.


These risks can severely hinder your growth and flexibility.


Verestro's Solution: Unlocking Fintech Freedom


At Verestro, we take a different approach. We're not just a BaaS provider; we're a comprehensive finanacial technology provider. Here's how we help you avoid BaaS dependence:


  • Financial technology beyond BaaS: We cooperate with banks, payment institutions where we act as a technology provider only. We can also do it for you - which means that when you get your own payment license, we can use the same technical infrastructure to issue your cards and open your accounts.


  • Your choice: Unlike traditional BaaS, Verestro's platform is not limited to a single issuer. We work on multi-issuing, multi-bank, and multi-acquiring solutions. It means that you can choose a payment institution that you would like to work with. It is a unique feature of our platform. It enables you to work globally with different payment institutions or to switch payment partners if it is necessary for your business.


  • Global banking network: We partner with numerous financial institutions worldwide. This grants you access to a vast network of IBANs (International Bank Account Numbers), BINs, local payment solutions, and a variety of currencies.


The Verestro Advantage: Long-Term Stability and Growth


By choosing Verestro, you gain:


  • Full control: You dictate your destiny, free from the constraints of a traditional BaaS provider.


  • Scalability and flexibility: Our multi-issuing platform empowers you to adapt and grow your business on your terms.


  • Global reach: Access a world of financial opportunities with our extensive network of partners.


Invest in Your Fintech Future with Verestro


Don't settle for limitations. Verestro empowers you to build a future-proof fintech business with complete control and endless possibilities. Contact us today to learn more about our innovative BaaS solutions!

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