Fintech as a Service at Scale

By enabling secure mobile and contactless payments, tokenization of cards is paving the way for convenient payment experiences.

Verestro provides access to all ways of NFC and contactless payments through a single platform and one vendor.

Typically, users can add cards to digital wallets through manual input or push provisioning. Discover web push provisioning with us!

Curious about contactless payments beyond Apple Pay & Google Pay? Explore Issuer Wallets!

In this article, we will delve into the applications of on-device tokenization compared to card-on-file tokenization.

The digital-asset landscape is confronting a striking paradox. On one hand, stablecoins – cryptocurrencies pegged to traditional assets – represent an immense store of value. Users collectively hold hundreds of billions of dollars/euro in stablecoins globally. On the other hand, their real-world utility for everyday payments remains modest.

In the modern financial landscape, issuing payment cards is no longer the exclusive domain of traditional banks. The rise of embedded finance and Banking-as-a-Service (BaaS) has empowered a wide range of businesses - from fintechs to e-commerce platforms - to create their own branded card programs.

As a business owner, you've likely encountered those moments when a customer's card payment seems to vanish from their account, or you've handled a return that takes days to process. While both scenarios end with the customer getting their money back, they involve two distinct payment operations: a reversal and a refund. 

NovaPay EU UAB is a Lithuania-based fintech company with Ukrainian origins, and an essential part of NOVA Group. Entering the European market, the company is launching an app created for Ukrainians and Europeans—especially for those who already know and trust the NovaPay brand—combining its strong track record in developing financial services in Ukraine with new opportunities across the EU.