X-Pay Card tokenization
One platform for MDES, VTS, Apple Pay, Google Pay, Click to Pay and all X-Pay tokenization (in-app push provisioning or web push provisioning).
Launch Apple Pay, Google Pay, X-Pays and Click to Pay in as little as 3 months. Verestro's Token Management Platform serves as a single point of integration with Mastercard MDES and Visa VTS - eliminating the need to connect to each network separately.
It handles the full complexity of card tokenization, including fraud prevention and full compliance with Apple and Google requirements. Token lifecycle management, mandatory reports and analytics are all available through an Admin Panel built for your customer service teams.
Successfully implemented with
Success stories
Results and impact
AIK Banka went live with Apple Pay, Google Pay, and MDES (M4M) tokenization on Verestroˇs TMP, delivering a seamless, secure mobile payments experience that quickly gained traction. Adoption was strong from day one and has stayed resilient, giving the bank a clear competitive edge and a future-proof foundation for new digital use cases. The partnership continues to evolve with ongoing optimizations as demand grows.
Key numbers
tokenizations in Q1 2024 (launch quarter)
30,000+
tokenizations per month (current run rate)
13,000+
Platform Capabilities
CERTIFIED & COMPLIANT
Mastercard & Visa
Mastercard MDES & Visa VTS certified.
Apple Pay & Google Pay
Apple Pay & Google certification support included.
Token Lifecycle Management
Automated token lifecycle management with adin panel, reports and analytics.
Fraud Prevention
Rule engine for checking device score, velocity, geolocation, and IP.
Global availability
Global availability with a Go-Live Timeline of 2-3 months.
PCI DSS Compliant
Certified infrastructure built for secure tokenized payments.
Single API for MDES & VTS
Single API for both MDES and VTS - no need to buil separate integrations with each TSP.
Multipe tokenization methods
Manual Provisioning, Push Provisioning, Web Push Provisioning, and Click to Pay Enrollment.
Multiple Integration Types
Verestro data Core, Direct API Integration with Issuer, and Processor Integration (Euronet, Fiserv, etc.).
How can it work for your business?
Apple Pay and Google Pay finally entered our country. We needed to launch contactless phone payments immediately to prove we're a digital-first bank and ensure our card became the default 'top of wallet' choice, but building the tech from scratch meant missing the launch window.
Verestro’s Token Management Platform gave us a plug-and-play shortcut. They handled the heavy lifting of integrating with Visa, Mastercard, and the wallets, allowing us to roll out mobile payments on Day 1 without burdening our internal IT team.
Immediate "top of wallet" status, a successful launch alongside the major wallets, and a significant boost in daily transaction volumes.
Frequently asked questions
