Modular Payment Infrastructure
Build, scale, and orchestrate your custom financial ecosystem without the time and expense of rewriting your underlying infrastructure. Powered by the Verestro DataCore, this modular engine gives you the essentials most products need on day one - multi-currency accounts and balances, KYC & KYB onboarding, real-time AML monitoring, money transfers over local and international rails, and QR payments (P2P & P2M) - all deployable through clean APIs, SDKs, or a premium, fully branded White-Label application.
Add optional modules such as local payments schemes, QR code paymentsACH or Your own already existing products, card issuing and Visa VTS / Mastercard MDES tokenization only if and when you need them. Backed by PCI DSS Level 1 security and flexible Cloud or On-Soil hosting, the platform is built to stay agile, adaptable, and able to absorb real-world complexity as your business grows.
Why Verestro?
Agile
Assemble and launch only the modules you need; go live in months, not years.
Adaptable
Mix and match building blocks, bring your own acquirer and partners, and bolt on local payment schemes and your products, add QR code payments, card issuing or tokenization whenever the roadmap calls for it.
Built for complexity
One integration handles multi-currency accounts, local and international payment rails, full compliance and PCI DSS Level 1 security.
General information
CERTIFIED & COMPLIANT
Key Advantages & Features
Core & Multi-Currency Ledger
A centralized DataCore + Antaca engine managing users, connected devices, accounts and precise multi-currency balances.
Identity & Tiered Compliance Onboarding
Fully integrated eKYC and eKYB modules for real-time verification of individuals and businesses across compliance tiers.
Real-Time AML Transaction Monitoring
A live screening engine that scores transactions against configurable rulesets and AI risk models, auto-approving, declining, or holding for review.
Money Transfers over Local & International Rails
Internal, card-to-card, account-to-card and P2P/P2B transfers connecting to ACH, mobile money and local payment schemes as well as SEPA, Mastercard Send and Visa Direct - bring your own acquirer.
QR Payments (P2P & P2M)
Peer-to-peer and merchant-presented QR (MPQR standard) for in-app and in-store payments.
Fully Branded White-Label Apps
Premium iOS/Android/web front-ends delivered end-to-end, or embedded directly via modular APIs and SDKs.
Value-Added Modules
Attach cashbacks, a built-in fee-management tool, and an integrated carbon calculator natively into your ecosystem.
Optional add-on - Card Issuing & Tokenization
Virtual/physical card issuing and certified Visa VTS & Mastercard MDES tokenization on top of the same core.
Technical Specifications
Assemble Only What You Need (Adaptable)
Start with the core building blocks and add modules - including P2P/CR code payments, card issuing or tokenization - later, without re-platforming.
Rapid, Agile Delivery
Launch premium White-Label apps or integrate directly via modular APIs and SDKs, going live in months rather than years.
One Integration for Real-World Complexity
A single integration abstracts multi-currency accounts, local + international rails, and KYC/KYB/AML compliance.
Flexible Architecture & Secure Hosting
Meet regulatory, data-residency and infrastructure demands with flexible setup layers and secure private-cloud (Cloud or On-Soil) hosting.
Uncompromising Level 1 Security
PCI DSS Level 1 compliance, certified token-vaulting, x509/mTLS and JWE payload encryption.
Optional - Independent Custom Issuer Wallet
Add a native contactless payment experience inside your own app, keeping data in-house and bypassing third-party provider commissions.
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How can it work for your business?
Chief Operating Officer at a Food Delivery & Courier App
The Challenge
Managing cash flow across thousands of drivers, customers, and restaurants was a logistics nightmare. Every time a customer paid, we had to manually split the funds, take our commission, and route payouts to various bank accounts, which led to high processing fees and slow driver payouts.
How Verestro Worked for Us
We leveraged Verestro's modular infrastructure. Instead of patching together multiple systems, we used their ledger, digital wallet, and instant payout modules. Now, funds are automatically split at the point of sale, driver earnings are updated instantly in their digital wallets, and payouts happen in real time.
The Result
Reduced accounting overhead by 80%, happier drivers who get paid instantly, and a scalable payment loop that grows with our platform.
Frequently asked questions
