Non X-Pay Card tokenization - Digital Wallet
Card tokenization where Google Pay or Apple Pay is not available
Launch your own branded NFC wallet and secure tap-to-pay capabilities in as little as 3 months. Our Token Requestor / Issuer Wallet serves as a complete SDK and API suite for your mobile app - eliminating the need to build certified payment logic from scratch. It handles the full complexity of in-app tokenization, including secure key storage and full compliance with stringent Visa and Mastercard security standards.
Successfully implemented with
Success stories
CRED Impact Highlights
Summary:
CRED and Verestro show how smart collaboration and modern tokenization can accelerate growth and deepen customer trust. Verestro helped CRED scale in India's fast-growing digital finance market.
Key Results
User Base Growth: MAUs grew from 5.9M (2021) to 13M (2024).
-
Trust Reinforced: Zero security incidents reported.
-
Operational Efficiency: Seamless wallet integration powered by Verestro's platform.
General information
CERTIFIED & COMPLIANT
Key Advantages & Features
Independent Ecosystem
Direct alternative to Apple/Google Pay and other xPays.
Data Privacy & Security
No transaction data sharing with 3rd parties.
Cost Efficiency
Lower transaction costs.
Contactless & Wearable Support
Supports NFC smartphones and NFC wearables payments.
E-Commerce Readiness
Supports Web purchases (DSRP Mastercard).
Technical Specifications & Compliance
Cross-Platform Mobile Integration
Verestro Wallet SDK (VCP SDK for Android & iOS)
Server-Side Tokenization Management
Wallet Server acts as a Token Requestor on behalf of the Issuer.
Certified Network Tokenization
Certified Token Requestor for Mastercard MDES & Visa VTS.
Advanced Contactless Technology
Supports standard HCE (Host Card Emulation) and leverages the new EU IOS NFC access for 3rd party developers.
Top-Tier Security Compliance
Fully PCI-DSS Compliant.
How can it work for your business?
Head of Digital Banking at Bank
The Challenge
Our customers were demanding modern tap-to-pay functionality, but global digital wallets like Apple Pay and Google Pay aren't supported in our country yet. We needed a way to offer contactless phone payments right now, without waiting for big tech to arrive.
How Verestro Worked for Us
We used Verestro's Token Requestor SDK to build the technology ourselves. We embedded their white-label NFC payment tech directly into our existing mobile banking app, turning our own app into a secure digital wallet.
The Result
We became the first bank in our country to offer tap-to-pay via smartphones, keeping our customers happy and establishing ourselves as absolute market leaders.
Frequently asked questions
