Curious about contactless payments beyond Apple Pay & Google Pay? Explore Issuer Wallets!

In the modern financial landscape, issuing payment cards is no longer the exclusive domain of traditional banks. The rise of embedded finance and Banking-as-a-Service (BaaS) has empowered a wide range of businesses - from fintechs to e-commerce platforms - to create their own branded card programs.

As a business owner, you've likely encountered those moments when a customer's card payment seems to vanish from their account, or you've handled a return that takes days to process. While both scenarios end with the customer getting their money back, they involve two distinct payment operations: a reversal and a refund.